Mortgage Protection Insurance

Congratulations! You’re the proud owner of a new house and a huge mortgage. Everything’s great now, but what happens if your life suddenly changes?

• Can you keep up your payments if you lose your job?
• How long could you continue paying your mortgage with no income?
• Could the bank take your house if you can’t keep up?

With an uncertain job market and increasing debt, more and more New Zealanders are defaulting on their mortgages. Don’t risk your home – you need Mortgage Protection insurance.

My Bank can provide Mortgage Protection Insurance?

Yes they can – but is it the best cover for you or them? Let FPNZ help you make that decision.

What will my insurance cover?

With FPNZ Direct Mortgage Protection Plan, you can choose from a range of insurance options to suit your individual needs, including:

• Life Cover – mortgage repayment in the event of death or terminal illness
• Redundancy Cover – pays expenses for six months after losing your job
• Loan Installment – covers loan payments if you’re unable to work
• Major Illness Insurance – lump sum payment in the event of serious illness
• Total Permanent Disability Insurance – a lump sum payment in the event of permanent disability

Help! I don’t know which type of Mortgage Protection insurance is right for me.

At FPNZ Direct, we’re dedicated to providing the best financial solutions for you and your family. We will can walk you though the different Mortgage Protection options and provide expert help and advice on all mortgage matters. We will:

• Provide a risk assessment to assess your insurance needs
• Recommend the best mortgage protection insurance for your family
• Ensure your mortgage protection insurance pays out quickly when you need it most.
• Regularly update your mortgage protection insurance to ensure you are receiving the best protection possible

Request a call from FPNZ Direct and one of our friendly team will find the best mortgage protection insurance for your family