Major Illness Insurance

We all think “It will never happen to me”. Thousands of New Zealanders struck by major illness this year probably thought the exact same thing.

Heart attacks, strokes and cancers affect over two-thirds of kiwis at some point in their lives. If you were suddenly diagnosed with a major illness, how would you cope?

• Could you afford the treatment you need?
• Would you be forced to choose the cheapest option even if it endangered your life?
• Could you take time off to recover without affecting your finances?
• Will you suffer alone with no help?

Modern medicine and scientific advances have given us the means to survive most major illnesses. But these treatments come at a hefty price. Could you afford to save your own life?

That’s a scary thought. What can I do to protect myself against financial problems in the event of a major illness?

Apart from eating right and exercising, you should take out Major illness insurance.

Major illness insurance could be the difference between life and death. With your medical bills covered and finances sorted, you can relax and concentrate on your recovery.

What could happen if I don’t have Major Illness Insurance?

If you develop a severe illness and don’t have Major Illness Insurance, you could find yourself in a desperate situation.

• You might not be able to afford the treatment that could cure you
• You could be forced to return to work to pay off your medical bills
• Your family might lose their home or assets trying to pay for your treatment
• You could exacerbate your illness with stress, hindering your recovery

I don’t want to put my family through that. I need Major Illness Insurance. What can FPNZ Direct do for me?

At FPNZ Direct, we’re dedicated to providing the best financial solutions for you and your family. We will:

• Provide a risk assessment to assess your insurance needs
• Recommend the best income protection cover for your family
• Arrange life insurance that can be paid as a lump sum to cover medical bills, in the event you fall ill.
• Regularly update your income protection cover to ensure you are receiving the best protection possible
• Offer immediate and friendly advice if you do fall ill

Request a call from FPNZ Direct and one of our friendly team will find the best Major Illness cover for you