FAQs

We know you’re feeling a little overwhelmed with all the options for insurance, mortgages and wills and trusts. At FPNZ Direct, we want to simplify your finances by doing all the hard work FOR you.

Why is insurance so expensive?

Because you are with the wrong insurance company, or you’re paying for too many bells and whistles. At FPNZ Direct, we ensure you pay the best price for the cover you need, and nothing more.

For less than $2 a day, a couple both aged 35 years could have $500,000* of life insurance cover. That’s less than the price of a mince and cheese pie to provide security for your future.

*Based on standard rates for non smokers

If I give up smoking, will my insurance be cheaper?

Yes! Didn’t your current insurance broker mention this? (We know why they didn’t.)

If you haven’t smoked in over a year, we will either increase your cover by up to 100% or reduce your premiums by half. How’s that for savings?

There are so many options! How do I decide which cover is best for me?

You don’t have to. FPNZ Direct will help you complete a needs assessment, which highlights areas you are at risk. We can then suggest options that work for you and your family. It’s up to you to choose the best one – no pressure, we promise. You can receive a compressive report if you select full advice – the choise is yours (Limited to Auckland Residents.)

Why would I need Redundancy Insurance?

Redundancy Insurance has become increasingly important during the economic recession. If you lose your job because of company downsizing or liquidation, Redundancy Insurance will cover your bills till you’re back on your feet.

You don’t need a mortgage to get cover, and we’ll walk you through all the options. Get in touch today and we’ll help you decide if Redundancy Insurance is right for you.

I’m so confused. Insurance is too difficult to understand. Surely I have enough cover already?

Insurance doesn’t have to be difficult. Instead of buying at the bank or through the internet, let us help you find the best cover. We’re trained to offer quality advice in language you understand. We won’t confuse you with jargon or boggle you with statistics.

Only you can say how much insurance you need. At FPNZ Direct, we won’t frighten or bully you into taking more cover – we just want to help you feel safe and secure.

I don’t have a lot of money to spend on financial services. Is FPNZ Direct expensive?

Our advice is 100% free, and you can’t get much better than that.

As for our services, you might be able to find a cheaper deal on the internet (you can find anything on the internet these days) but you could be throwing money away on sub-standard or risky financial advice. A few extra dollars spent today could save you thousands in the future.

We provide a detailed estimate before you agree to any paid services, so you won’t get a nasty surprise. Go on, give us a call today 0800 663 767. Or get in touch online to arrange your personal financial review.